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huk

 

July 15 2016 - 7:34AM

Warren Buffett donated about $US2.2 billion ($2.9 billion) of stock in his annual gift to the Bill & Melinda Gates Foundation, betting that risk takers at the group will make breakthroughs in global health and US education even as they acknowledge that some efforts will be unsuccessful.

"Some of the projects we fund will fail," the Gateses wrote in a message on their website. "We not only accept that, we expect it -- because we think an essential role of philanthropy is to make bets on promising solutions that governments and businesses can't afford to make. As we learn which bets pay off, we have to adjust our strategies and share the results so everyone can benefit."

Warren-Buffett image www.acbocallcentre.com (2)

"If you succeed in everything you're doing in charity, you're attempting things that are too easy,": Warren Buffett. Photo: Thomas Lohnes
Buffett, 85, contributed 15 million Class B shares of his Berkshire Hathaway stock to the foundation Wednesday, according to a regulatory filing Thursday. He made a pledge in 2006 to hand over a total that equates to 500 million shares, and each year he gives 5 per cent of the remaining total.

Through last year, he donated more than $US17 billion of stock to the foundation. The annual sums have often climbed because of gains in the share price.

Bill-and-Melinda-Gates image www.acbocallcentre.com

Buffett's Berkshire Hathaway has donated over $US17 billion of stock to the Bill and Melinda Gates foundation Photo: AP

'Too Easy'

While he is known for looking for a margin of safety with Berkshire's investments and often faults himself when his stock wagers sour, Buffett is more tolerant of bets going bad in philanthropy. "If you succeed in everything you're doing in charity, you're attempting things that are too easy," the Berkshire chairman and chief executive officer said in 2011.

The Gates Foundation has donated more than $US36 billion, including for projects that expand access to immunisations in developing countries and provide financial services to poor communities. Bill Gates, the 60-year-old co-founder of Microsoft Corp., has acknowledged it's been more difficult to make advances improving US education than in boosting mortality rates for children.

TETGRF

Henry Sapiecha

Does a $100,000 bonus for a job well done beat a pat on the back?

US oil and gas company Hilcorp's 1350 employees think so.

Every single employee - no matter how junior - received a $US100,000 ($137,000) bonus this year as part of a company-wide incentive program called "Dream 2015" to double the company's size.

Hilcorp receptionist Amanda Thompson image www.acbocallcentre.com

"It's just a true gift": Hilcorp receptionist Amanda Thompson. Photo: Fox26

The bonus motivated everyone to do their absolute best, said Ms Thompson, who has worked with the company for 10 years.

She told Fox 26 nobody was going to give "any less than 100 per cent each day".

Hilcorp's payout has been hailed as the ultimate Christmas bonus by newspapers looking for good news stories, even though the bonus was paid in the US spring.

The reward came after the privately held company realised its goal of doubling its oilfield production rate, net oil and gas reserves and equity value over five years.

It's not the first time that the Houston-based company has given enormous bonuses.

When Hilcorp doubled its size in 2011 as part of an earlier program called "Double Drive", each employee was rewarded with a $US50,000 voucher to spend on a "dream" car or cash.

Chief executive of Hilcorp Jeffery Hildebrand. image www.acbocallcentre.com

As with many privately held US companies, the billionaire owner Jeffery Hildebrand prefers to stay out of the news.

But the company has developed a reputation as one of the best places in the US to work. And not just because of the generous bonuses and incentives.

In Fortune magazine's annual list of great places to work, employees used words such as empowerment, freedom, responsibility and communication to describe the company.

"When you suggest an idea to upper management, they really listen to you and most of the time they will go along with the idea you suggested," one employee said. "I never had that before with any other company."

Fortune said the company had a "we are all in this together" culture, which manifested itself in "open book management, rich bonuses averaging 33% of pay and outrageous rewards for meeting certain goals".

Many companies claim that their employees are their most valuable resource, but Hilcorp employees seemed to believed the claim.

The company's core values include: "Work Like You Own the Company", "When Hilcorp Wins, We All Win" and "Get Better Every Day".

The company's website says Hilcorp is a company where the employees have the autonomy to make decisions, a place where all its employees can develop and grow a career in a field they are passionate about.

"We are committed to unlocking energy for the betterment of our employees and our communities," it says.

"We are a place where the employees share in the success of the company. At Hilcorp, we work together as a team; we focus intensely on a common goal and dedicate ourselves to the long-term.

"Simply put, we work hard, smart, accomplish our goals and share the reward for achieving our objectives. This is the Hilcorp Way."

The company was not available for further comment

ooo

Henry Sapiecha

 

Police and tax investigators have raided the Sydney home of a man that members of the Australian bitcoin community say might be the mastermind behind the controversial cryptocurrency, just hours after reports emerged in the United States suggesting that he may be its secretive creator.

However, Fairfax Media has been told the raid at the property of Craig Steven Wright relates to an "individual taxation matter" involving Mr Wright, rather than his apparent role in creating the encrypted currency.

creator of Bitcoin, Australian Craig Steven Wright image www.acbocallcentre.com

The alleged creator of Bitcoin, Australian Craig Steven Wright.

Photo: soldierx.com

bitcoin-face-black-image www.acbocallcentre.com

The Australian Federal Police attended Mr Wright's home in Gordon, on Sydney's north shore, on Wednesday afternoon to assist the Australian Taxation Office in carrying out a search.

In a report published on Wednesday morning, US tech publication Wired said it had uncovered enough evidence to suggest that bitcoin's mysterious founder, who operated under the pseudonym Satoshi Nakamoto, was actually 44-year-old Mr Wright.

Wired acknowledged that its report was based on "unverified leaked documents" that it admitted "could be faked in whole or in part".

Fairfax Media attempted to contact Mr Wright for comment but received no response. The Australian Federal Police referred matters to the ATO. The ATO declined to comment.

Mr Wright is listed by the Australian Securities and Investments Commission as a director of Hotwire and another company, Panopticrypt, which are both registered at a residential address on Sydney's North Shore. He has been a shareholder and director in a range of other enterprises, the ASIC database shows.

Sydney property owned by Craig Steven Wright was searched by police image www.acbocallcentre.com

This Sydney property owned by Craig Steven Wright was searched by police on Wednesday.

He is also listed as chief executive on the website of a company called DeMorgan, which describes itself "a pre-IPO Australian listed company focused on alternative currency, next generation banking and reputational and educational products." Calls to this company went straight to voicemail.

'He was a bit weird'

At about 4.15pm, the real estate agent managing the Gordon home leased by Mr Wright entered the house after being told by a neighbour, who knew the owners, that it was being searched.

The AFP and tax investigators raid Craig Wright's home in Gordon image www.acbocallcentre.com

The AFP and tax investigators raid Craig Wright's home in Gordon.

Photo: Nick Moir

Federal Police and the ATO officers were then later seen leaving the property, at 4.50pm. Asked why the federal police were at the house, they offered "no comment".

Neighbours, who didn't wish to named, said Mr Wright was an elusive man who had two children and a partner. He had an expensive taste in cars, they said, having seen him pull up to the house in a Toyota Land Cruiser, a Lexus, and a Jaguar.

Mr Wright, his partner, and children were not seen within the vicinity of the house.

Apart from owning a dog, which one neighbour described as "noisy", he also owned hens, which could be seen out the back of his house.

"I thought he did something with insurance or was an entrepreneur or something," said one neighbour, who described Wright as a "daggy dad" often seen exercising in his garage gym. "He was a bit weird."

Another neighbour said Mr Wright apparently had three-phase, 450-volt power — normally used for industrial applications — installed at the home.

The same neighbour said he recently heard that Wright had packed up the house as he was apparently off to go live in London. None of the neighbours interviewed said that Wright had told them he was the creator of Bitcoin.

Plausible candidate

Chris Guzowski, founder of ABA Technologies and a regular on the Bitcoin conference circuit, said Wired had uncovered enough circumstantial evidence for Mr Wright to be a plausible candidate.

"It certainly makes sense," said Mr Guzowski. "He's definitely been in Bitcoin from the very start and has accumulated a really big stash of Bitcoin. He's also been in this huge stoush with the ATO for a long time."

Andrew Sommer, a partner at Clayton Utz and who testified at last year's Senate Inquiry into digital currency, is reputedly Mr White's lawyer.

But Mr Sommer said he couldn't comment on any client when contacted by Fairfax.

Zhenya Tsvetnenko, founder of bitcoin remittancy company Digital BTC, has discussed business with Mr Wright previously and was struck by his understanding of Bitcoin and his long history with the protocol.

"It could definitely be him, I remember thinking this guy could be Satoshi at the time," Mr Tsvetnenko said

"I asked him how many Bitcoin he had and he said enough to buy a pizza. Which is a joke because it's well known in the Bitcoin community the first thing bought with the very first Bitcoin was a pizza."

The Wired story was not the first time a media outlet has claimed to reveal the true identity of bitcoin's founder.

Last year, US magazine Newsweek said it had found the mysterious person behind the cryptocurrency t. However the man it named, Dorien Nakamoto, unconditionally denied Newsweek's claim, and subsequently sued the publication.

The Wired report cites archived blog posts from as far back as 2008, purportedly written by Mr Wright, which discuss aspects of the distributed ledger that is a key element of bitcoin, as well as leaked emails and a liquidation report by Australian corporate recovery firm McGrath Nicol involving one of Mr Wright's companies.

McGrath Nicol confirmed the veracity of the liquidation report, which states that the company, called Hotwire Preemptive Intelligence, was backed by $30 million in capital that was "injected via bitcoins".

Potential hoax

Wired acknowledged that the trail of evidence leading to Mr Wright could be part of an elaborate hoax.

Asher Tan of CoinJar, Australia's largest bitcoin exchange, said he was skeptical of Wired's claim, pointing out the bitcoin community relies on mathematical proof.

Solid technical proof should be given more weight than speculation, he said.

"There are some methods of doing this," Mr Tan said. These would include "moving bitcoin attributed to Satoshi's personal stash or utilising his personal encryption key (PGP) to communicate.

"These aren't foolproof methods of identifying him, but anyone who publicly stakes a claim to being Satoshi would be expected to demonstrate either of these methods."

The New York Times, which conducted an inconclusive investigation of its own into the matter, has described Mr Nakamoto's identity as "one of the great mysteries of the digital age".

But many in the bitcoin community believe that the identity of the person (or people) behind Nakamoto is irrelevant, since the virtual currency is an open source and community driven technology. It sure is a fun story though.

Do you know you Satoshi Nakamoto? Email our reporters.

ooo

Henry Sapiecha

John Arnold billionaire image www.acbocallcentre.com

John Arnold and his wife Laura are targeting contrarian, underappreciated causes, things like research integrity, drug-sentencing reform, organ donations and broken pension systems, an especially radioactive issue.

When John Arnold was a trader, he had a serene - some would say bloodless - way of seeing the world. He wanted the truth, the cold, hard truth, and embraced the power of an idea no one else was seeing. Then he bet nearly everything he had on it.

In 2006, Arnold's hedge fund, Centaurus Advisors, took a huge contrarian position on natural gas prices and made a fortune. In 2008, it anticipated the commodities crash.

Three years ago, at the tender age of 38, married with three children and $US4 billion richer, Arnold shut his fund and decided to spend the rest of his professional life giving away his money as counterintuitively as he had earned it.

He had made millions at Enron and billions at Centaurus, zigging when others zagged. Now, that rare person who grows less popular the more he gives away, he is focusing on dilemmas dragging down the nation that no one else wants to confront. Advertisement

Sitting in the Houston offices of his foundation, he explained, "I was troubled when I was trading that it's hard to make that direct tie between the financial industry and the greater good. My life was 100 per cent trying to make money in the first phase, then 100 per cent trying to do good in the second." Contrarian causes

Arnold and his wife, Laura, a former corporate attorney, are targeting contrarian, underappreciated causes, things like research integrity, drug-sentencing reform, organ donations and broken pension systems, an especially radioactive issue. This is partly, they say, because while a billion dollars sounds like a lot, it isn't when applied to a multitrillion-dollar conundrum.

"I try to look at it from supply and demand," Arnold said. "Where is the need being met today, and where is there unmet demand?''

Of cultural facilities, research universities and hospitals that raise money briskly, he said, "I'm not saying those are bad things to fund, I just think the value of an incremental dollar to these is lower than other avenues."

Arnold is a private man who doesn't engage in a lot of pleasantries. He has grown a beard that disguises a trademark boyishness. He chooses his words deliberately and folds his hands together.

Pension reform appealed to Arnold the moment he first read about it. The problem is complex, seemingly unsolvable, and just about no one else was willing to get involved.

And Arnold, a moderate Democrat who believes a rich country like the US should provide a high safety net for its citizens, sees the stakes as being no smaller than the survival of the very governments that provide that net. Quality of life

"The financial health of a city or a state is directly attributable to outcomes in education and outcomes in public safety and quality of life,'' Arnold said. "This isn't just an accounting problem. It directly leads into all the things people care about."

Pensions work like this: every year, employees and the government both pay into a fund, and when the employees retire the government uses that fund to pay them until they die. There are decades between the pay-in and the pay-out, so the government can invest the fund and make sure the money is there.

But problems have arisen. While employees' contributions are taken directly out of pay cheques, mayors and governors have routinely not paid their share into the system, arguing (often wrongly) that they will get a higher return than predicted. In addition, the market crash of 2008 wiped more than $US1 trillion off pension funds' assets.

A study of more than 150 state and local pensions found the total unfunded liability between $US1.1 trillion and $US3.1 trillion. Fixing pensions

This is not a problem most philanthropists have had any interest in solving.

"Fixing" pensions means, almost by definition, cutting payments to people who need and were promised them, raising retirement ages, reducing cost of living adjustments, introducing defined contribution plans for new workers and increasing how much employees must put into their retirement. The Arnolds argue that despite the pain caused, without the changes both governments and pensioners have no future.

They don't recommend specific changes, only present states and municipalities with options. Through their advocacy organisation, they support candidates and ballot initiatives, sometimes providing the vast majority of the donations in places including Phoenix and San Jose. They include legal work to defend the changes from court challenge. The Arnolds supported the overhaul of the Rhode Island pension system led by state Treasurer Gina Raimondo who they later backed in her successful gubernatorial run.

Critics say pension reform is a euphemism for denying workers what they have been promised and paid for. One Rolling Stone writer called Arnold a "ubiquitous young right-wing kingmaker."

Bailey Childers, president of the National Public Pension Coalition, a union-backed group set up in part to help counter Arnold's influence, said, "There's not this crisis that they want you to believe there is in states that are doing what they're supposed to do. This is an attack on workers who have played by the rules."

Arnold, who grew used to being unpopular as an investor, says the pension work has been worth all the criticism. He acknowledges that policy is a squishier realm than the metrics-oriented world of financial markets. Failure is a frequent, even elemental, part of success. But he finds inspiration from the recent and sudden surge of gay rights, a once unpopular cause.

"Things seem to be happening very quickly now, but only because there was 10 or 20 years of work done on these issues when progress was frustratingly slow," he said. He hopes the same will hold true for his work on pensions, that groundwork now will yield results in a decade. By finding what he calls "leverage points in the system," he figures he has "higher potential for value added."

Bloomberg

ooo

Henry Sapiecha

THE PRICE OF COMPLACENCY IS ANNIHILATION-BE WARNED

IslamicSymbol image www.acbocallcentre.com

A German's View on Islam - worth reading.
  Hard to argue with this:

A German's View on Islam - worth reading. This is one of the best explanations of the Muslim terrorist situation I have ever read. His references to past history are accurate and clear. Not long, easy to understand, and well worth the read. The author of this email is Dr. Emanuel Tanya, a well-known and well-respected psychiatrist.    A man, whose family was German aristocracy prior to World War II, owned a number of large industries and  estates.. When asked how many German people were true Nazis, the answer he gave can guide our attitude toward fanaticism.  

'Very few people were true Nazis,' he said, 'but many enjoyed the return of German pride, and many more were too busy to care. I was one of those who just thought the Nazis were a bunch of fools. So, the majority just sat back and let it all happen. Then, before we knew it, they owned us, and we had lost control, and the end of the world had come.'  

'My family lost everything. I ended up in a concentration camp and the Allies destroyed my factories.'  

'We are told again and again by 'experts' and 'talking heads' that Islam is a religion of peace and that the vast majority of Muslims just want to live in peace. Although this unqualified assertion may be true, it is entirely irrelevant. It is meaningless fluff meant to make us feel better, and meant to somehow diminish the specter of fanatics rampaging across the globe in the name of Islam.' 

'The fact is that the fanatics rule Islam at this moment in history. It is the fanatics who march.  It is the fanatics who wage any one of 50 shooting wars worldwide. It is the fanatics who systematically slaughter Christian or tribal groups throughout Africa and are gradually taking over the entire continent in an Islamic wave. It is the fanatics who bomb, behead, murder, or honor-kill. It is the fanatics who take over mosque after mosque. It is the fanatics who zealously spread the stoning and hanging of rape victims and homosexuals. It is the fanatics who teach their young to kill and to become suicide bombers.'

'The hard, quantifiable fact is that the peaceful majority, the 'silent majority,' is cowed and  extraneous. Communist Russia was comprised of Russians who just wanted to live in peace, yet the Russian Communists were responsible for the murder of about 20 million people. The peaceful majority were irrelevant. China 's huge population was peaceful as well, but Chinese Communists managed to kill a staggering 70 million people.'
'The average Japanese individual prior to World War II was not a warmongering sadist. Yet, Japan murdered and slaughtered its way across South East Asia in an orgy of killing that included the systematic murder of 12 million Chinese civilians; most killed by sword, shovel, and bayonet. And who can forget Rwanda, which collapsed into butchery? Could it not be said that the majority of Rwandans were 'peace loving'?   'History lessons are often incredibly simple and blunt, yet for all our powers of reason, We often miss the most basic and uncomplicated of points: peace-loving Muslims Have been made irrelevant by their silence. Peace-loving Muslims will become our Enemy if they don't speak up, because like my friend from Germany, they will awaken one day and find that the fanatics own them, and the end of their world Will have begun.' 

'Peace-loving Germans, Japanese, Chinese, Russians, Rwandans, Serbs, Afghans, Iraqis, Palestinians, Somalis, Nigerians, Algerians, and many others have died because the peaceful majority did not speak up until it was too late.'   

'Now Islamic prayers have been introduced in Toronto and other public schools in Ontario, and, yes, in  Ottawa,  too, while the Lord's Prayer was removed (due to being so offensive?). The  Islamic way may be peaceful for the time being in our country until the  fanatics move in.'

'In Australia, and indeed in many countries around the world, many of the most commonly consumed food items have the halal emblem on them. Just look at the back of some of the most popular chocolate bars, and at other food items in your local supermarket. Food on aircraft have the halal emblem just to appease the privileged minority who are now rapidly expanding within the nation's shores.' 'In the U.K, the Muslim communities refuse to integrate and there are now dozens of "no-go" zones within major cities across the country that the police force dare not  intrude upon. Sharia law prevails there, because the Muslim community in those areas refuse to acknowledge British law.'   

'As for us who watch it all unfold, we must pay attention to the only group that counts - the fanatics who threaten our way of life.' 

Lastly, anyone who doubts that the issue is serious and just deletes this email without sending it on, is contributing to the passiveness that allows the problems to expand.

 
  Extend yourself a bit and send this on. Let us hope that thousands world-wide read this, think about it,  and send it on before it's too late, and we are silenced because we were silent!!
 
 ooo
Henry Sapiecha

BRW Rich Families - 2015-Australia

australian $50 bank notes pile image www.acbocallcentre.com 197_banner

Henry Sapiecha

For billionaire Manoj Bhargava (like many other people), the world is a place full of problems. Between poverty, pollution, food growth, and access to water, the list seems to be ever growing. That's why he's recently pledged to spearhead a group aimed at giving away all their billions to turning things around for mankind.

Here's how he plans to do it...

It seems like a promotional video, but the message behind it is so important.

Regardless of whether he's naive or not, there's no question his motives are pure. It's certainly something society -- and the world -- needs. Stereotypes and politics aside, there are many wealthy people that truly help the needy...and we hope the number of those people increases.

OOO

MORE HERE > www.h20-water.com   www.newcures.info   www.energy-options.info

Henry Sapiecha

Top 10 Investors Of All Time.

This Is How They Did It

Investing has the potential to leading towards incredible wealth. While it helps to have a large sum of money to begin with, it is not always necessary. Through the right investment practices it is possible to continually build up wealth. However, there are some people who are just better at it than others. Usually through the combination of knowledge, skill and luck, these top 10 investors of all time have made their fortune through appropriate options trading, future trading and a variety of other methods.

George Soros

George-Soros image www.acbocallcentre.com

Like many of the other investors on this list, he started up before online investing. He is best known for basically breaking the Bank of England. He did this by basically betting $10 billion on a single trade. This shorted the British Pound due to the size of the trade, but with this trade he net $2 billion in a single day. He is a macro economic investor, but it is important to understand he doesn’t have a clear strategy. he more or less just understands the situation and moves on from there.

Bill Gross

Bill-Gross image www.acbocallcentre.com

Bill Gross shows it is possible to make money without stock investing or dealing with other common investing types. In act, he built up his fortune through simple bond investing. His company currently has around $600 billion in bond based investments. Of course, like any quality investor, he does understand the importance of having a diverse portfolio, so he personally invests in other stocks. When he makes an investment, he takes a “big picture” approach as he wants to invest with a stock for 3-5 years. He says he does this so there is no “emotional whiplash” should the stock fail to perform on a given day.

John Bogle

John-Bogle image www.acbocallcentre.com

John, more commonly referred to as “Jack” learned about how to properly invest through mistakes. Mistakes happen in the business and trading world, which makes learning from these mistakes imperative. After graduating from Princeton University he eventually went on to work at Wellington Management Company where he become Chairman. However, he was eventually fired due to a bad merger. He took this knowledge to go and found The Vanguard Group, which is best known for being a low cost mutual funds company. He even gives out rules for investors to look at in order to make sure they are as successful as him. He says to start out with a low cost fund, look at any added costs associated with it and to not overrate previous performance on the fund. Instead, the past performance should only be used to determine if it is a consistently performing stock

Warren Buffett

The Sage of Omaha and Berkshire Hathaway's CEO isn't likely to want to leave his investing powerhouse. The Sage of Omaha and Berkshire Hathaway's CEO isn't likely to want to leave his investing powerhouse.[/caption]

Of all the investors on this list, Warren Buffett is probably best known. Before becoming the investment professional he is today, he held different investment jobs, with his most recent earning him $12,000 a year. He used this money an money from individual investments to accumulate his wealth to just under $200,000 before starting an investment partnership. His current net value now though is in the ballpark of $50 billion, so he really has taken a small amount and built it on his own. He made his money by buying struggling companies for a low price, then pumping money into the companies in order to improve it, which in turn helps increase the value of the stock price. He only focuses in on industries that he understands and feels comfortable with, which is a very important bit of information for investors. It can become easy to try to invest in a company that is hot at the time, but knowing a bit about the investment and what the company does can make it easier to make do the right decisions later on with the company.

Philip Fisher

Philip-Fisher image www.acbocallcentre.com

Philip basically invented the idea of investing on growth stocks. In 1931, he opened his own investment company called Fisher & Company and actually managed it up until 1999, when he decided to retire at 91. All of his investments where based on long term growth. He would analyze a company and determine it’s staying power. He used a 15 point list in order to determine whether or not a stock was worth investing in. The two main points included the management characteristics and characteristics of the business. Beyond this, some of the points included conservative accounting, accessibility, long-term outlook and an openness to change. All of these points ultimately pointed Philip to what stocks to select. He went on to write a book about his investment philosophies titled “Common Stocks and Uncommon Profits.”

Benjamin Graham

[caption id="attachment_2421" align="alignnone" width="579"]In this image provided by the New York Guild for the Jewish Blind, Benjamin Graham on May 29, 1951, newly elected president of the New York Guild for the Jewish Blind. (AP Photo/New York Guild for the Jewish Blind) In this image provided by the New York Guild for the Jewish Blind, Benjamin Graham on May 29, 1951, newly elected president of the New York Guild for the Jewish Blind. (AP Photo/New York Guild for the Jewish Blind)[/caption]

Benjamin is the guy who taught Warren Buffett most of what he knows (although naturally Warren learned as he went along as any great investor does). Benjamin did not make any sort of investments without first financially analyzing the stock. He eventually went on to help create a very important act in the United States called the Securities Act of 1933. This act requires public companies to divulge all financial information so investors can have a better idea of what they are investing in. Benjamin is another individual who has penned a book to help current investors. Due to the fact that he helped shape Buffett, it has turned into a best seller.

John Templeton

John-Templeton image www.profitcentre.net

For anyone who has investing in a mutual fund, this is basically the guy that created it. He founded a mutual fund in 1939. At this time, he purchased 100 shares of every company on the New York Stock Exchange trading under $1 a share. In total, he purchased stocks for 104 companies for a total of $10,400. Now over the following four years, 30 percent of these companies did go bankrupt, which is more common than people might think. Despite this, the remaining 70 companies he purchased stock in allowed him to sell the original $10,400 investment for $40,000. By multiplying his investment by four, he discovered that by purchasing a wide range of stocks, the successful companies will always cover any loss from failing companies. This is why having a diverse portfolio is important and why having stocks in a wide selection of different companies is important as well. Of course, John also made all of these investments from the Bahamas, which started another trend of “off shore trading.” However, he did this primarily to stay out of the light of Wall Street so others wouldn’t catch on.

Carl Icahn

[caption id="attachment_2423" align="alignnone" width="551"]UNITED STATES - OCTOBER 11: Carl Icahn, a billionaire investor, speaks during the World Business Forum in New York, U.S., on Thursday, Oct. 11, 2007. Icahn said he was concerned that stocks may be reaching a peak, as risks to the U.S. economy remain after the Federal Reserve's Sept. 18 rate cut. (Photo by Chip East/Bloomberg via Getty Images) UNITED STATES - OCTOBER 11: Carl Icahn, a billionaire investor, speaks during the World Business Forum in New York, U.S., on Thursday, Oct. 11, 2007. Icahn said he was concerned that stocks may be reaching a peak, as risks to the U.S. economy remain after the Federal Reserve's Sept. 18 rate cut. (Photo by Chip East/Bloomberg via Getty Images)

Carl is one of the most famous investors in the entire world, but he can also be feared as well. This is because he locates a company that he believes can be successful but is poorly managed. He then goes and purchases enough shares to be able to vote himself into the Board of Directors and is able to gut the company of the people making the poor decisions. He then is able to sell his shares of the now much more successful company at a higher profit. Naturally, this is something that requires some money to begin with, but for someone who understand the market and business, it is a valuable operation.

Peter Lynch

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While he didn’t start the company, Peter completely revolutionized Fidelity and it’s Magellan Fund. While managing the brand for 13 years, he took the assets of $20 million and grew it to $14 billion. He also surpassed the average return on similar funds by 29% annually. He has some very specific guidelines for investing. He starts out with a common idea of “know what you know”, or, in other words, only invest in what a person understands and already knows about as it makes it easier to know when to buy more or sell. He goes on to state it is impossible to predict the economy, so don’t try to and to avoid long shot investments. Investing only in companies with strong management is important and, before ever buying into a company, the investor should always be able to explain why they are making the investment.

Michael Steinhardt

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To round out the list, Michael isn’t a flashy name, but he has maintained a 24% compound average annual return over the last 28 years. Each and every year he has seen at least a double in return on investment than the S&P500 average. He also did not do this investment with just individual stocks or mutual funds. He did it with stocks, bonds, currencies and other investments. His strategy focused on the long term by investing in the short term. He did this by holding onto his investments for anywhere from 30 minutes up to 30 days.

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Henry Sapiecha

SO YOU WANT TO BECOME WEALTHY & WISE?.WELL PERHAPS YOU CAN LEARN HOW HERE

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Richard Branson

Sir Richard Branson is one of England's most famous entrepreneurs; a successful businessman and renowned inventor, he is the founder of the innovative Virgin Group, which comprises more than 400 companies.

Branson is an inspiration for entrepreneurs and businesspeople all over the world, epitomizing the modern work ethic and the entrepreneurial spirit. At the age of just 16, Richard undertook his first business venture (a magazine called Studen, and since then he has grown into one of the world's most respected businessmen.

In 2014, he was listed as the seventh richest citizen of the United Kingdom on the Forbes List of Billionaires, with an estimated net worth of $4.9 billion.

In addition to his business prowess, Branson has always demonstrated an incredible desire to innovate and push boundaries. He has made numerous world record attempts, including the fastest crossing of the English Channel in an amphibious vehicle, the fastest around-the-world balloon flight, the fastest Atlantic Ocean crossing and the fastest Pacific crossing.

Branson also regularly undertakes humanitarian initiatives, using his considerable wealth and influence to help people and organisations all over the world. He is a founding sponsor of the ICMEC (International Centre of Missing & Exploited Children), he founded the Branson School of Entrepreneurship, has hosted an environmental gathering at his private island, is a signatory of the Global Zero campaign, is a Comissioner on the UN Broadband Commission for Digital Development initiative and has partnered with the African Wildlife Foundation for it's 'Say No' campaign.

Virgin

Incorporated in 1989, the Virgin Group was founded by Richard Branson and Nik Powell and consists of more than 400 companies worldwide. According to Branson, the brand name 'Virgin' arose when the business partners were setting up their first business, a record shop. Branson and Powell considered themselves 'virgins' in business, and thus the name was born.

Currently, the Virgin Group operates from its headquarters at The Battleship building in the City of Westminster. It was previously located in The School House in the London borough of Hammersmith  and  Fulham.

The core areas of the Virgin Group can be considered to be travel, entertainment and lifestyle, although it also manages ventures in financial services, transport, banking, health care, food and drink, media and telecommunications.  Although Branson retains complete ownership and control of the Virgin brand, each of the companies operating under its banner is a separate entity, with Branson owning some  and holding either majority or minority stakes in others. In some cases, he simply licenses the brand to an external company, such as Virgin Records (owned by Universal Music Group) and Virgin Media (owned by Liberty Global).

Snapshot

Got to run? Here's a snapshop of Branson's top ten tips for success:

#1 Follow your dreams #2 Make a positive difference in the world #3 Believe in your ideas #4 Have fun and take care of your team #5 Don't give up #6 Make lots of lists #7 Get out there and do things #8 Learn to delegate #9 Prove your  naysayers wrong #10 Do what you love, and have a sofa in the kitchen

#1 Follow your dreams and just do it

You should always pursue your passions in life, and it's no different in business. You will find your work life far more rewarding - and successful - if you're doing something you love, rather than just doing something for the sake of making money.

"Very few people take the risk to go and follow their dream, and those who do are usually those who end up with a much happier, more rewarding and exciting life."

This is undoubtedly good advice for those starting their own business, but there's also a valuable lesson here for managers too. Engaging employees can be a tough prospect for any manager, but by getting to know your employees and gauging what elements of their job they truly enjoy doing, we can better delegate responsibilities and get the best from team members. Of course it's not always possible to give  someone a job they truly love, but by understanding what drives our workers, we can give them responsibilities, rewards or perks that we know they will enjoy, creating a better work environment and engaging team members to do the best job they  can do.

This also highlights the importance of allowing employees to voice their opinions and make suggestions for improving elements of the business or implementing new and innovative work practices. If team members have a good idea that they're truly passionate about, listening to them and allowing them to pursue their passion can have a strong beneficial impact on their motivation, engagement and results, as well as having potentially significant implications for the business as a whole.

#2: Make a positive difference and do some good

Companies of all kinds have a social responsibility to make a  difference to the world  in some way, and being out there and doing good can  have a dramatic impact on how your staff feel about the company they work for. Whether it's the whole world, the country in which you're based, the local community or even just your staff and customers, you should be aiming to make a positive difference in people's lives.

"Not only will it alter the way people feel about your business, it will give everyone involved the motivation to work harder, as they understand that their work benefits everybody. "

There's an important lesson here for managers too, and that 's the importance of understanding how little things can make a big difference when it comes to engagement and motivation. These little things, whether it 's recognition, rewards, bonuses, understanding of personal situations or even just listening to team members, can make workers feel appreciated, acknowledged and part of an organisation that values more than just profits.

Making a positive difference - both in and outside of the company - can ensure your team members feel like valued and important elements of a greater whole and can create a positive and effective work environment.

#3: Believe in your  ideas and be the best

You should believe in your idea and feel proud about what you're doing. You have to have a passion for it and have the ability to inspire other people to feel passionate about it  too.

"There's little point doing something in life unless you feel really good about it and proud of what you've achieved and what you're trying to do. "

It's also important to try and be the best - to produce the best possible version of your vision. Every aspect of what you do should aim to be better than the competition, and this should be a driving force behind your efforts.

Managers can learn from this element of Branson's work ethic, but it 's important to be able to effectively evaluate the quality of your ideas and critique the work you're doing to make it a  reality.

If an idea is a good one, then you should be able to pitch it to other people in two or three sentences. Bear this in mind when you're evaluating the quality of your - or a team member's - ideas. When it comes to being the best, this is easier said than done, and it's easy to become complacent in your efforts - particularly if your goal takes a long time to achieve.

As a result it 's important to be able to regularly critique the efforts of you and your team, to ensure you're keeping the principles of your original idea in mind and that you're always striving to be the   best.

#4: Have fun and look after your team

Fun is one of the most important - and underrated - ingredients in any successful venture.

"It's really important to have fun at work. If you're not having fun anymore, it may be time to move on."

Make sure you've got the kind of people in your company who genuinely care about others and look for the best in people. If your team are having fun and genuinely care about their colleagues and their customers, they will do a better job and staff morale will be consistently  high.

There's an important tip here for managers, and that 's that in order to get the best out of your team, you should encourage a fun, interactive and collaborative environment, both in and out of the office. Keeping your team happy and engaged will result in a more motivated and effective workforce and will also have a beneficial impact on staff retention and satisfaction.

When it comes to creating this kind of environment, you should never overlook the power of effective team-building exercises. We've all experienced the awkwardness and relative ineffectiveness of stuffy 'trust-fall ' type activities, but that doesn't mean that team building doesn't work - you just need to think a little outside of the box.

When you're considering which team-building activities to undertake, you need to ensure you keep some key elements in mind. Any exercise aimed at improving overall morale and teamwork should always have a shared objective and defined goals. The activities should match these goals, and employees should be provided with meaningful  takeaways and key lessons. There's nothing wrong with fostering competition within the team as long as it's healthy, fun and always  good-natured.

#5: Don't give up

It's incredibly important not to give up when you're working  towards trying to achieve your dreams. There will always be situations where the easiest thing to do is to simply quit, but you've just got to work day and night to overcome those difficulties.

If you do fail, just brush yourself off and move on to something else. Dealing with failure is much easier if you have put everything you can into avoiding it.

"Always  do your  utmost to  rise to the challenge,  and if you do fail there's nothing wrong with simply trying again - you' ll  be amazed at what  you can achieve."

It's easy to see the value of being determined and not giving up on your dreams, but this is easier said than done, particularly in the face of a tough setback or disappointment. So how can we become more determined?

One very effective way is to steer clear of the concept of  'destiny'.

Thinking that things just  'aren't  meant to be' or that your future  is pre-determined can be comforting in some circumstances, but at the same time, it's often the easy way out when the alternative requires grit and courage. Instead, understand that you create your destiny, and nothing is pre-determined. If you want to be the leader of a successful team, business or any other venture, don't be lulled into thinking whatever happens is destined to be. You can make it happen yourself, with hard work and a never-say-die  attitude. One of the most powerful ways of increasing your motivation and determination is to validate yourself and acknowledge your own past achievements. The dopamine reward system in the brain goes into overdrive when we achieve positive feedback, even if this feedback comes from ourselves.

Self-belief is also hugely important when it comes to being more determined, and a positive self-image can be a really powerful motivator. Think of yourself as someone who relishes new challenges and is more than capable of succeeding at whatever you put your mind to.

This kind of positive reinforcement will also activate the  dopamine reward system of the brain, which is strongly associated with motivation and determination.

If all else fails, drink coffee! Studies have shown that coffee can release dopamine into the brain and has the ability to sharpen and increase mental focus.

Scientists have also found that caffeine can enhance certain cognitive tasks and spark the motivation and reward circuit in the brain. Just make sure you don't overdose on caffeine, as it lead to energy slump later in the day.

#6: Make lots of lists and keep setting new challenges

If you don't write down your ideas, they could be forgotten by the next day. Write lots of lists to keep track of your goals and mark them off as you achieve them. You'll be amazed by what challenges you can overcome.

"You should keep setting yourself new targets and challenges - unless you actually organize yourself and write the kinds of things you want to achieve, there's a danger that as time slips by, you won't achieve a lot."

Staying organized is an important part of any business, and you can use lists to keep you - and your team - on track. You don't need to use paper lists either, if that's not your thing. There are many excellent online tools for organisation and lists, with Evernote and Podio being excellent examples.

You can make more than simple 'to do' lists too. Split your lists up into month, week and days, with overall goals and challenges in the longer time-span lists and detailed tasks in the day-to-day lists. Start your list with the thing you want to do the least, and keep it in that order. That way you can check off the most annoying tasks early in the day when you feel most motivated, keeping that motivation (and accompanying feeling of achievement) going throughout the day.

If you're finding a certain task particularly difficult, split it up into smaller tasks and list them in order - tick off each task as you complete it and soon you'll be halfway through the job. Encourage your team members to do the same thing, you'll be amazed at the impact it can have on motivation and productivity.

#7: Spend time with your family and learn to delegate

The art of delegation is one of the most important skills for an entrepreneur to master.

"If you can find people who can take on tasks you aren't particularly good at, it can free you up to plan for the future and, more importantly, give you time to spend with your family."

If you're an entrepreneur or a team manager, then mastering the art of delegation should be considered a hugely important task. We're not all good delegators, particularly those of us who are perfectionists or precious about our ideas, but we need to be able to assign team members to suitable tasks,  particularly if they're better at those tasks than we are.

Delegation is especially key if you're trying to grow a business, as you simply can't take on every job yourself.

So how can we learn to get better at delegating? The first thing to do is to pick tasks to delegate 'up' and 'down'. The former corresponds to tasks that require specific  knowledge and/or skills, particularly those that don't  relate to the core services of your business. For example, things like accounts, billing, legal issues and the like should all be delegated to skilled employees, companies or freelancers. Delegating 'down' refers to those tasks which don't require any particular skills or knowledge, such as postage, sending out virtual mailers, booking appointments, etc. Delegate these tasks to a subordinate, freeing up your valuable time to concentrate on more important tasks.

You need to learn to let go of the 'if I want something done right, I have to do it myself' mentality and understand that your team is there to support you and the business.

If you're struggling with delegating, start  with smaller tasks and ensure you give your team members clear instructions and be absolutely clear about what you expect the outcome to be. Giving clear instructions and expectations allows you to judge the end results more effectively and gives your team  members a much better chance  of doing the job the way you want  it done.

It's key to understand that delegation, apart from freeing up your own time, will empower your staff and contractors, making the feel trusted, valued and appreciated, and will give them the opportunity to develop their own skills, knowledge and abilities.

#8: Try turning off the TV and get out there and do  things

Instead of sitting in front of a screen all your life, try turning off the TV or the computer  and go out  into the world.

"With so many fascinating people to meet, adventures to embark on and challenges to overcome, sitting in front of the TV is simply a waste of time."

It's important to be able to switch off now and again, but there's so much waiting for you out in the real world, and those experiences can be incredibly valuable for an entrepreneur.

So what is out there for an entrepreneur? Instead of spending your free time in front of a screen, an entrepreneur can find greater value attending conventions and lectures or meeting new people at networking events and social gatherings. The old adage goes 'it 's not what you know, it 's who you know', and the only way to make these important contacts is out in the real world. So follow Branson's advice: get out there and do things.

#9: When people say bad things about you, prove them wrong

There will always be people who try to hang on the coattails of successful people.

"The best thing you can do is not only ignore them, but prove them wrong in every single way."

Ignoring criticism is a great skill if you can do it, but it 's not always that straightforward, particularly if you're a sensitive person or eager to be accepted within a certain community. So how can you deal with criticism more effectively?

Firstly, you should try and learn something from any criticism you receive. It's important to understand that most criticism is probably based - at least in part - on some truths. It may appear negative, but criticism presents us with an opportunity to learn and improve. In order to try and learn from criticism, train yourself to ignore the tone in which it 's delivered and focus solely on the suggestions.

Once you focus on learning from criticism, you can begin to value it. This is particularly important if you're a manager, director or team leader, as you may only hear praise on a day-to-day basis (even if it 's insincere). When you do receive criticism, learn to value it as something constructive and as an opportunity to learn what you could be doing   better.

If you are struggling to deal with criticism, you should try and wait before responding. Responding immediately - with anger or injured pride - will likely result in confrontation and will do nothing to help your ability to deal with criticism. Wait and reflect on the criticism you've received, and work out the best way to respond. This also gives you the opportunity to recognise false criticism and value real criticism that offers an opportunity to learn.

#10: Do what you love and have a sofa in the kitchen

You only live one life, so it 's important to do things that you enjoy. The truth is, so long as you've got a kitchen that has space for a sofa, a bedroom and a partner that you love, you don't  need much  else.

"If you're doing something that you really love, it will result in a much more enjoyable life rather than doing something purely for the sake of making money."

Of course we all have to pay the bills and we can't all spend our days doing something we truly love. It is, however, possible to learn to love your career, even if you're not working in your dream  job.

First and foremost, you need to realise that your job doesn't define you, but how you do that job does. Your attitude at work and the way you treat people doesn't go unnoticed, and it can have a profound influence on the people around you. There are many times in life when you can't control your situation,  but you can always choose how you react to it.

Although it 's easier said than done, you should try and learn to stop focusing on the money. You will never have enough money - no matter how much you make, there are always going to be things you could do if you had more - so stop using it as an excuse. You should understand that work should be about more than just the paycheck for it to be truly fulfilling.

You should also try and find the significance in your work - it may require some creative thinking,  but it 's absolutely possible. No matter what you do, you can find significance in it if you think long and hard about your role. Perspective plays a crucial role in your level of satisfaction in your career and your overall sense of well-being, and being able to shift your perspective can go a long way in learning to love your career.

ooo

Henry Sapiecha

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